Last updated: October 13, 2025

Please read these terms and conditions carefully before using Our Service.

1. Introduction

Welcome to SmartWealthSteps.com (“the Site”).
By accessing or using our Site, you agree to be bound by these Terms and Conditions.
If you disagree with any part of the terms, please do not use our website.


2. Definitions

  • You means the individual using the Site.
  • We / Us / Our refers to SmartWealthSteps.com.
  • Content refers to text, images, graphics, or other materials published on the Site.

3. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms.
You may not use the Site to:

  • Engage in fraudulent, abusive, or illegal activity
  • Distribute spam or malicious software
  • Copy, scrape, or reproduce content without permission

4. Disclaimer of Professional Advice

All information provided on this Site is for educational and informational purposes only.
It does not constitute financial, legal, or professional advice.
You should always consult a qualified advisor before making investment or financial decisions.
We assume no responsibility for actions taken based on information provided on this Site.


5. Intellectual Property

All content on SmartWealthSteps.com is the intellectual property of the site owner unless stated otherwise.
You may not copy, reproduce, or republish any material without written permission.


6. Affiliate Disclosure

Some links on this website may be affiliate links. This means we may earn a commission if you purchase through them — at no additional cost to you.
We only recommend products we believe add real value to our readers.


7. Limitation of Liability

We make no guarantees regarding the accuracy or completeness of content.
In no event shall we be liable for any loss or damage arising from your use of the Site.


8. External Links

Our Site may contain links to third-party websites.
We are not responsible for the content, accuracy, or privacy practices of those external sites.


9. Termination

We reserve the right to suspend or terminate your access to the Site if you violate these Terms.


10. Governing Law and Jurisdiction

These Terms are governed by the laws of Spain.
Any disputes shall be resolved exclusively in the courts of Madrid, Spain.


11. Changes to These Terms

We may update these Terms periodically.
The updated version will be effective immediately upon posting on this page.
A notice will appear on the homepage for 7 days whenever changes occur.


12. Contact Us

For any questions regarding these Terms, please contact us at:
📧 [email protected]